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Child benefits in New Brunswick

Every Canadian family gets the federal Canada Child Benefit. New Brunswick families also receive the NB Child Tax Benefit (NBCTB) + NB Working Income Supplement (NBWIS) on top.

Program
NB Child Tax Benefit (NBCTB) + NB Working Income Supplement (NBWIS)
Delivery
Monthly with CCB
Amounts
NBCTB: $250/year per child ($20.83/month). NBWIS: up to $250/year per family (not per child) — phases in starting at $3,750 family earned income, maxes at $10,000.
Phase-out
NBCTB reduced by 2 cents per dollar of AFNI over $35,000. NBWIS phases out between AFNI $20,921 and $25,921.
Daycare reality
~$25–30/day (~$550–660/month). Outside Moncton / Fredericton / Saint John, subsidized spaces are scarce.

Run your New Brunswick numbers

The calculator below is pre-set to New Brunswick— adjust kids and income to see your family's number.

$75,000/year

Combined for both parents if both work. Just one parent's income if one's at home.

Any kids under 6?

Under-6 kids get more CCB ($8,157/yr vs $6,883/yr).

Your family gets

$840

tax-free per month

That's $10,077 tax-free per year — in your account, untouched by tax. (13% of your household income.)

The breakdown

  • $839.75/month — Canada Child Benefit$10,077/yr

The single-income reality check

If one parent stayed home with the kids — here's how the math changes.

Two incomes today

$5,972/mo

After tax + benefits − daycare.
Daycare for 1 kid under 6 costs about $5,016/yr in Ontario.

One parent at home

$6,229/mo

After tax + benefits. No daycare bill. Spousal tax credit kicks in (~$2,300 federal saved).

One income comes out $257/month ahead.

That's $3,080more per year in the family budget — before any quality-of-life math. The benefits don't change (same household income, same AFNI). What changes: the tax bracket walks differently for a single earner, the spousal credit appears, and daycare disappears as a line item.

Assumes 60/40 split for two-income, married couple, all kids under 6 attend daycare in the two-income scenario. Open the advanced calculator for exact numbers, RRSP impact, second-income breakeven for your specific wage.

Other provinces

Territory pages (YT / NT / NU) launching with v1.1.

Sourced from primary government pages. See about for verification methodology. Province name reference: New Brunswick.