About

This site was built by a Canadian family of seven, for Canadian families.

We started running the math on raising a big family on one income when the question of one more kidcame up in our own house. The numbers we found weren't anywhere accessible. The CRA calculator is cold and technical. Every other calculator on the open web is a lead funnel for a bank. Nothing combined correct math with the framing of a family that's actually trying to figure this out.

So we built this.

Where we stand

We believe in the traditional family structure — one parent working, one parent at home with the kids. We believe that's best for children, best for families, and more financially viable in Canada than most parents realize.

Daycare is not the answer for our family. We don't promote it, link to it, or frame it as an equivalent choice. The calculator quantifies daycare only as the avoided expense — the line item that disappears when one parent stays home.

Homeschooling over public school is the natural companion. A future section of this site will make the case that homeschooling is financially accessible in Canada — but that's a different argument, on a different page, and not the focus today. Today's argument is: you can raise a big family in Canada on one income. The math is the proof.

What this site is and isn't

This is a math tool with editorial framing. It is not a lead-gen funnel, not a financial advisor, not a daycare comparison site, not partisan in any political sense. The math is the math; we're just the people who put it where you could find it.

No email signup. No ads. No tracking beyond anonymous Vercel page-view analytics. No data leaves your browser — the calculator runs entirely on your device. See privacy.

How accurate is the math?

The federal Canada Child Benefit math is validated against CRA's published calculation sheets at the formula level. Provincial benefits are sourced from primary government pages where possible, with secondary sources flagged where the primary doesn't publish a phase-out rate (Yukon, NL, NWT). The 2026–27 federal numbers used at launch are projected from the 2025–26 verified set plus CRA's announced 2026–27 maximums; the active set is re-verified against CRA's 2026–27 calculation sheet when it's published (late June 2026).

For exact dollar figures matching your tax notice, the CRA Child and Family Benefits Calculator is the authoritative tool. This site exists to make the conversation accessible — not to replace your tax software.