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Child benefits in Alberta

Every Canadian family gets the federal Canada Child Benefit. Alberta families also receive the Alberta Child and Family Benefit (ACFB) on top.

Program
Alberta Child and Family Benefit (ACFB)
Delivery
Quarterly with CCB (Aug/Nov/Feb/May)
Amounts
2026–27 per-child base + working components: 1st child $1,529 + $782, 2nd $764 + $712, 3rd $764 + $426, 4th $764 + $141. Working component phases in at 15% per dollar of earned income over $2,760.
Phase-out
Base phases out above $28,116 AFNI. Working component above $47,115. Alberta does not publish exact phase-out rate — we estimate 10%.
Daycare reality
~$15/day average (~$326/month). Alberta will miss the federal $10/day target.
Important
ACFB is paid quarterly in August, November, February, and May — NOT monthly with CCB.

Run your Alberta numbers

The calculator below is pre-set to Alberta— adjust kids and income to see your family's number.

$75,000/year

Combined for both parents if both work. Just one parent's income if one's at home.

Any kids under 6?

Under-6 kids get more CCB ($8,157/yr vs $6,883/yr).

Your family gets

$840

tax-free per month

That's $10,077 tax-free per year — in your account, untouched by tax. (13% of your household income.)

The breakdown

  • $839.75/month — Canada Child Benefit$10,077/yr

The single-income reality check

If one parent stayed home with the kids — here's how the math changes.

Two incomes today

$5,972/mo

After tax + benefits − daycare.
Daycare for 1 kid under 6 costs about $5,016/yr in Ontario.

One parent at home

$6,229/mo

After tax + benefits. No daycare bill. Spousal tax credit kicks in (~$2,300 federal saved).

One income comes out $257/month ahead.

That's $3,080more per year in the family budget — before any quality-of-life math. The benefits don't change (same household income, same AFNI). What changes: the tax bracket walks differently for a single earner, the spousal credit appears, and daycare disappears as a line item.

Assumes 60/40 split for two-income, married couple, all kids under 6 attend daycare in the two-income scenario. Open the advanced calculator for exact numbers, RRSP impact, second-income breakeven for your specific wage.

Other provinces

Territory pages (YT / NT / NU) launching with v1.1.

Sourced from primary government pages. See about for verification methodology. Province name reference: Alberta.