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How much baby bonus for eight kids in Canada (2026)

Pre-set to a eight-kid family. Adjust the province and household income to see your exact monthly Canada Child Benefit deposit, plus the provincial supplement and the new Canada Groceries and Essentials Benefit (CGEB).

Federal CCB max for 8 kids under 6: $65,256/year. For 8 kids aged 6-17: $55,064/year. Phase-out starts at AFNI $38,237.

$75,000/year

Combined for both parents if both work. Just one parent's income if one's at home.

Any kids under 6?

Under-6 kids get more CCB ($8,157/yr vs $6,883/yr).

Your family gets

$4,843

tax-free per month

That's $59,448 tax-free per year — in your account, untouched by tax. (79% of your household income.)

The breakdown

  • $3,990.21/month — Canada Child Benefit$47,883/yr
  • $852.38/month — Ontario Child Benefit$10,229/yr
  • $334/quarter — Canada Groceries and Essentials Benefit$1,337/yr

The single-income reality check

If one parent stayed home with the kids — here's how the math changes.

Two incomes today

$10,087/mo

After tax + benefits − daycare.
Daycare for 1 kid under 6 costs about $5,016/yr in Ontario.

One parent at home

$10,343/mo

After tax + benefits. No daycare bill. Spousal tax credit kicks in (~$2,300 federal saved).

One income comes out $257/month ahead.

That's $3,080more per year in the family budget — before any quality-of-life math. The benefits don't change (same household income, same AFNI). What changes: the tax bracket walks differently for a single earner, the spousal credit appears, and daycare disappears as a line item.

Assumes 60/40 split for two-income, married couple, all kids under 6 attend daycare in the two-income scenario. Open the advanced calculator for exact numbers, RRSP impact, second-income breakeven for your specific wage.

What a eight-kid family gets in Canada in 2026

A eight-kid Canadian family at low income (AFNI below $38,237) collects the full federal Canada Child Benefit max of $65,256/year if all kids are under 6, or $55,064/year if all are 6-17. As household income rises, the CCB phases out at 7-23% per dollar above the threshold (the rate depends on number of kids).

On top of CCB, the family also collects the provincial child benefit (the amount and rules vary by province) plus the new Canada Groceries and Essentials Benefit, which pays $890 to couples plus $234 per child quarterly. For a eight-kid family that's an extra $2,762/year tax-free at low income.

The calculator above runs the math for your exact case. For the full breakdown of how the CCB phase-out works see the CCB clawback formula page.

Other family sizes

Want exact numbers for RRSP impact and the AFNI clawback curve?

The advanced calculator takes the full set of inputs (RRSP contributions, disability tax credit, support payments, per-child age, marital status) and visualizes the AFNI clawback curve. The number on this page is a ballpark; the advanced view is the exact figure your CRA notice will show.